Dave Ramsey of the Lampo group is a nationally syndicated radio talk show host. He says he was worth a quarter of a million when he was 26, then lost it all in a couple of years due to bad financial decisions and due to paying too much “stupid” tax. He has since got back […]
Entries Tagged as 'economics'
Dave Ramsey and Long Term Care Insurance
September 19th, 2007 · 4 Comments
Tags: routine-order · economics · esoteria · finance · credit
What Happens When the Fed Lowers Lending Rates?
September 19th, 2007 · No Comments
Ben Bernanke took out his wallet and lowered the key interest rate by a full half point. When the Fed lowers prime rate, market become uppity. Think of it as everyone getting their loans cheaper from the government. Banks can now borrow money from the Federal Reserve at 4.75% interest. This discount will make its […]
Tags: routine-order · economics · business · esoteria · finance · credit
Business Cash Advance Vs. Unsecured Business Loans
September 18th, 2007 · 1 Comment
If you are a small business owner in a crunch situation, then your options with regard to raising short term funds need not be limited to Unsecured (or secured) business loans. A Business Cash Advance can let you get back on track much sooner with much less hassle. If the terms confuse you, it ain’t […]
Tags: routine-order · economics · business · esoteria · finance · credit
Tool to Search for Expired, and Expiring Domain Names
September 18th, 2007 · 2 Comments
Domdat is a website that provides powerful tools to search for expiring and expired domains. I just signed up for the service that costs $25 per month to take it on a test ride. It came highly recommended by a friend who finally found a domain name he liked for his flower delivery service. What’s […]
Tags: routine-order · economics · technology · esoteria · internet
Trying a Debt Management Program
September 16th, 2007 · 4 Comments
For those with terrible credit having trouble paying off their debts, there are a variety of credit management programs to choose from. I decided to try out how these programs work, and wanted to put some real numbers to the test. So I was looking for a site that does not require too much personal […]
Tags: routine-order · economics · esoteria · finance · credit
Low Cost Insurance in Pennsylvania
September 14th, 2007 · No Comments
Lowcostpahealthinsurance.com is a site that offers affordable Pennsylvania health insurance. I was looking up plans for my employer when I came across the site. The offer coverage for Pittsburgh health insurance plans including Blue Cross Blue Shield, and Aetna.
Of course, that doesn’t mean that these don’t work in Philly. There are some very useful tips […]
Tags: routine-order · economics · business · esoteria · finance
So What are Reverse Mortgages Anyway?
September 12th, 2007 · 2 Comments
Reverse Mortgages are mortgages in reverse. A financial institution will pay you money against your equity on a house or property owned by you. In a mortgage, as time goes by, your equity in a house goes up and the loan amount goes down. In a reverse mortgage, your equity decreases with time, and your […]
Tags: routine-order · economics · business · esoteria · finance · credit
Find a Low Rate Mortgage
September 12th, 2007 · No Comments
Despite the recent downturn in the lending market due to the low-rate mortgage hassle, business is still on at many mortgage lenders. The key to finding low rate mortgages is to have a good credit score. If your credit score is great, then you probably will get the same low rates from a multitude of […]
Tags: routine-order · economics · business · esoteria · finance · credit
Mortgage Calculators Deserve Their Own Site
September 11th, 2007 · No Comments
Here’s a site promising to deliver Mortgage Rate Calculators. It looks like it is a pretty new site, and very much in the works, but the idea is neat - have a set of calculators for things like mortgage rates, amortization payments and the kind. For those not in the know, amortization is the concept […]
Tags: routine-order · economics · business · esoteria · finance · credit
Compare UK Credit Card Rates
September 10th, 2007 · No Comments
There’s no comparison of the rates for gas cards in the UK, but otherwise, UK Financial Options is an excellent resource to compare credit card rates. Surely, they must have Gas cards in the UK. Or are they “petrol” cards? I could find neither at UK Financial options, but I did find a good table […]
Tags: routine-order · economics · business · esoteria · finance · credit
Now’s the time for Christmas Shopping
September 10th, 2007 · No Comments
I know, Christmas still seems far away, and that is precisely the reason why you should start shopping now. Starting now will give you the time to hunt for the best deals, and wait for the right price - before the whole world crowds the mall. The most difficult part of Christmas shopping is, of […]
Tags: routine-order · economics · living · business · esoteria · finance · marketing · shopping
Cool Finance Tips Website and Blog
September 9th, 2007 · No Comments
Here’s a great website for financial information: Bankaholic. The site has a section devoted to the best credit card offers. In addition to a very good coverage of the best credit card deals, it also offers tips on how to use the cards, and how to improve your score. There’s an example of how the […]
Tags: routine-order · economics · esoteria · finance · credit
Certificate of Deposit (CD) Rates
September 9th, 2007 · No Comments
Certificates of Deposit are a fixed-term investment option offered by banks, credit unions and other financial institutions. So basically, in a CD, you put in some money, and after a fixed period you get your money back with interest. You can’t take out the money you put in until it matures. The lack of liquidity […]
Tags: routine-order · economics · business · esoteria · finance
Compare Gas Credit Cards
September 8th, 2007 · No Comments
Continuing the results of my research on credit cards here. So I got turned down for the AmEx Business Card too. I thought I should be saving some money at the gas pump. BP had an ad at the pump promising some discounts for the first few months I use their card, and I made […]
Tags: routine-order · economics · living · business · esoteria · finance · credit
Tool to Compare Credit Card Offers
September 6th, 2007 · No Comments
Credit Card Flyers is an awesome way to compare credit card offers. The Quick Credit Card Compare tool lists all the cards you’d like to compare, and you can keep removing cards till you find one that suits you.
I was looking for good business credit cards to replace my current card, which insists on giving […]
Tags: routine-order · economics · business · esoteria · finance
Hyper Miling Defined
August 28th, 2007 · No Comments
Wayne Gerdes seems to have invented the term “hyper miling”. This article left me wondering how safe it is, though. Wayne defines, and makes up, terms that define the best practices to push your fuel economy ever higher. This includes taking turns at twice the speed limit, tailing trucks at less than a car’s length, […]
Tags: routine-order · economics · living · finance
Tools to find Cheap Gas
August 26th, 2007 · No Comments
At one point, I was checking GasBuddy religiously for the cheapest gas in my area. Turns out, there are more ways than one to get information about cheap gas.
If desktop widgets are your preferred way of getting info, then there is Gas for Mac users, and GasWatch for Windows users. If you’d like SMS messages, […]
Tags: routine-order · economics · finance
DealWhiz: Coupon Codes, Deals and Discounts
June 11th, 2007 · No Comments
I thought I had lost faith in the zillions of deal websites - you know the kind I am talking about, blogs, or sites that list deal after deal for electronics and stuff. I even frequented a forum that I have mentioned on this blog before, so I was like, “oh yeah, so what’s new?,” […]
Tags: routine-order · economics · reviews · esoteria · finance
Get Your Free Zune Player
May 31st, 2007 · 1 Comment
Let me try this once:) You can get your own free Zune player at myzunefree.com. All you have to do is sign up for one or more of the offers on display after you login, and complete enough offers to get one credit. You could get the one credit for completing just one offer, or, […]
Tags: routine-order · economics · movies · technology · esoteria · marketing
Debt Consolidation Loans Lead to Even More Debt
May 28th, 2007 · 3 Comments
File this under “Weird, but True”. According to an article on the UK Personal Loan Store, more than 50% of the people who use a debt consolidation loan actually end up with more debt than they started with. Not that I am thinking of getting a debt consolidation loan - but the recent trends in […]
Tags: routine-order · economics · living · esoteria · finance