Dave Ramsey of the Lampo group is a nationally syndicated radio talk show host. He says he was worth a quarter of a million when he was 26, then lost it all in a couple of years due to bad financial decisions and due to paying too much “stupid” tax. He has since got back […]
Entries Tagged as 'credit'
Dave Ramsey and Long Term Care Insurance
September 19th, 2007 · 4 Comments
Tags: routine-order · economics · esoteria · finance · credit
What Happens When the Fed Lowers Lending Rates?
September 19th, 2007 · No Comments
Ben Bernanke took out his wallet and lowered the key interest rate by a full half point. When the Fed lowers prime rate, market become uppity. Think of it as everyone getting their loans cheaper from the government. Banks can now borrow money from the Federal Reserve at 4.75% interest. This discount will make its […]
Tags: routine-order · economics · business · esoteria · finance · credit
Business Cash Advance Vs. Unsecured Business Loans
September 18th, 2007 · 1 Comment
If you are a small business owner in a crunch situation, then your options with regard to raising short term funds need not be limited to Unsecured (or secured) business loans. A Business Cash Advance can let you get back on track much sooner with much less hassle. If the terms confuse you, it ain’t […]
Tags: routine-order · economics · business · esoteria · finance · credit
Trying a Debt Management Program
September 16th, 2007 · 4 Comments
For those with terrible credit having trouble paying off their debts, there are a variety of credit management programs to choose from. I decided to try out how these programs work, and wanted to put some real numbers to the test. So I was looking for a site that does not require too much personal […]
Tags: routine-order · economics · esoteria · finance · credit
So What are Reverse Mortgages Anyway?
September 12th, 2007 · 2 Comments
Reverse Mortgages are mortgages in reverse. A financial institution will pay you money against your equity on a house or property owned by you. In a mortgage, as time goes by, your equity in a house goes up and the loan amount goes down. In a reverse mortgage, your equity decreases with time, and your […]
Tags: routine-order · economics · business · esoteria · finance · credit
Find a Low Rate Mortgage
September 12th, 2007 · No Comments
Despite the recent downturn in the lending market due to the low-rate mortgage hassle, business is still on at many mortgage lenders. The key to finding low rate mortgages is to have a good credit score. If your credit score is great, then you probably will get the same low rates from a multitude of […]
Tags: routine-order · economics · business · esoteria · finance · credit
Mortgage Calculators Deserve Their Own Site
September 11th, 2007 · No Comments
Here’s a site promising to deliver Mortgage Rate Calculators. It looks like it is a pretty new site, and very much in the works, but the idea is neat - have a set of calculators for things like mortgage rates, amortization payments and the kind. For those not in the know, amortization is the concept […]
Tags: routine-order · economics · business · esoteria · finance · credit
Compare UK Credit Card Rates
September 10th, 2007 · No Comments
There’s no comparison of the rates for gas cards in the UK, but otherwise, UK Financial Options is an excellent resource to compare credit card rates. Surely, they must have Gas cards in the UK. Or are they “petrol” cards? I could find neither at UK Financial options, but I did find a good table […]
Tags: routine-order · economics · business · esoteria · finance · credit
Cool Finance Tips Website and Blog
September 9th, 2007 · No Comments
Here’s a great website for financial information: Bankaholic. The site has a section devoted to the best credit card offers. In addition to a very good coverage of the best credit card deals, it also offers tips on how to use the cards, and how to improve your score. There’s an example of how the […]
Tags: routine-order · economics · esoteria · finance · credit
Compare Gas Credit Cards
September 8th, 2007 · No Comments
Continuing the results of my research on credit cards here. So I got turned down for the AmEx Business Card too. I thought I should be saving some money at the gas pump. BP had an ad at the pump promising some discounts for the first few months I use their card, and I made […]
Tags: routine-order · economics · living · business · esoteria · finance · credit