Go to FreeAnnualReport.com to get your credit report from the three major credit monitoring companies.
This new year, I have resolved to get a tighter grip on my finances. The credit report will (hopefully) help me in bargaining with my credit card companies for lower rates.
I also anticiapte having to pitch for a home loan/mortgage later this year - all the more reason why I should see myself as I am seen by lenders.
Everyone is entitled to one free credit report a year, so go get it, and get a grip.
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